Privacy Policy

Effective Date: 18 March 2025

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This Privacy Policy is designed to inform you about how Pacific Federal Management, Inc. (PFM) (“we”, “our”, or “us”) collects, uses, and protects the personal information you provide when accessing and interacting with our website pfmguam.com. By using our website, you agree to the collection and use of information in accordance with this policy.

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Please read this Privacy Policy carefully. This document will explain how we handle your personal information and the measures we take to protect your privacy.

 

1. Information We Collect

We collect various types of information to provide and improve our services to you. The types of information we may collect include:

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a. Personal Data:
When you use our services, we may collect personal data such as your name, email address, mailing address, phone number, and other data that can identify you.

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b. Usage Data:
We may collect information about how our website is accessed and used. This may include data such as your IP address, browser type, browser version, pages of our site that you visit, time and date of your visit, and other diagnostic data.

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c. Cookies and Tracking Technologies:
Our website uses cookies and similar tracking technologies to monitor activity on our site and hold certain information. You can control cookies through your browser settings.

 

2. How We Use Your Information

We use the information we collect in the following ways:

• To provide, operate, and maintain our website and services

• To improve, personalize, and expand our website’s features

• To communicate with you, including for customer service and marketing purposes

• To detect and prevent fraud or security threats

• To comply with legal obligations

 

3. Sharing Your Information

We do not sell, rent, or share your personal data with third parties for their marketing purposes without your consent. However, we may share information in the following circumstances:

• Service Providers: We may engage third-party companies or individuals to perform services related to our website, such as hosting and analytics.These third parties have access to your personal information only to perform these tasks on our behalf and are obligated not to disclose or use it for any other purpose.

• Legal Requirements: We may disclose your information if required to do so by law or in response to valid requests by public authorities, such as a court or government agency.

 

4. Your Rights and Choices

Depending on your location and the applicable laws, you may have the right to:

• Access, update, or delete your personal information.

• Object to or restrict the processing of your data.

• Withdraw consent where processing is based on consent.

• Request data portability.

 

To exercise any of these rights, please contact us at 671-989-8542 or email us at info@pfmguam.com. We will respond to your request in accordance with applicable law.

 

5. Children's Privacy

Our website is not intended for use by children under the age of 13. We do not knowingly collect personal information from children. If we become aware that we have inadvertently collected personal data from a child under the age of 13, we will take immediate steps to delete such information from our records.

 

6. Data Security

We take reasonable precautions to protect the personal information you provide on our website. However, no method of electronic storage or transmission is 100% secure. While we strive to use commercially acceptable means to protect your information, we cannot guarantee its absolute security.

 

7. Changes to This Privacy Policy

We reserve the right to update this Privacy Policy at any time. When we do, we will post the revised Privacy Policy on this page and update the "Effective Date" at the top of the page. We encourage you to review this Privacy Policy periodically to stay informed about how we are protecting your information.

 

8. Contact Us

If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at:

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Pacific Federal Management, Inc. (PFM)
202 Hilton Rd. Unit #7, Tumon, GU 96913
info@pfmguam.com
671-989-8542

 

A LEGAL DISCLAIMER
The information provided in this Privacy Policy is for general informational purposes only. It is not legal advice and should not be relied upon as such. You are encouraged to seek independent legal advice tailored to your specific situation.